If you are a Citibank customer and find yourself paying heavy Citibank overdraft fees each month, you are probably wishing you never had enrolled in their overdraft protection program. Overdraft protection probably sounded like a great idea at the time. After all, who doesn’t want to be protected from overdrafts? Overdraft protection actually is good in the sense that it covers your charges to creditors like stores and individuals to whom you wrote checks or paid via your debit card. However, in the experience of many, many furious bank customers, it is also bad in that overdraft protection results in fees of $25, $35 or more per transaction. Ouch!

In fact, after just 3 overdrafts in a single day, you could end up owing your bank over $100 in fees. That is much more expensive than paying a small monthly checking fee!

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